Costco Travel Review & Guide – Will It Save You Money?

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If you’re considering using Costco Travel for your next vacation, there are a few things you should know before booking.

Costco Travel is a service offered by the popular wholesale retail store that allows its members to book vacation packages, cruises, and rental cars at discounted prices.

In this article, we’ll go over the pros and cons of using Costco Travel, so you can decide if it’s the right choice for you.

The Pros of Using Costco Travel

  • Access to exclusive savings and discounts on cruises, vacation packages, rental cars, and more
  • Quality accommodations and experiences, even at discounted prices
  • All-inclusive packages save time and effort, including flights
  • Personalized service from a dedicated agent
  • Travel protection included in the package price

One of the biggest pros of using Costco Travel is the exclusive savings and discounts available to members. You can save a significant amount of money on your vacation, making it even more affordable.

Costco Travel

The quality of the accommodations and experiences is also something to note. Costco has a strict standard for quality, so even though the prices are discounted, you can still expect a good experience.

The all-inclusive packages also save time and effort, as everything is booked and organized for you. Plus, you have a dedicated agent to help you with any questions or concerns, and travel protection is already included in the package price.

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The Cons of Using Costco Travel

  • Limited vacation package options
  • Travel protection may come with contingencies

The biggest con of using Costco Travel is the limited vacation package options. While they offer a variety of packages, the options can be limited compared to other travel services.

Additionally, while the travel protection included in the package price is a pro, it may come with contingencies. If something goes wrong during your trip, you’ll need to contact your agent or the company to find out if it’s covered under the travel protection.

In conclusion, using Costco Travel for your next vacation can be a great way to save money and have a quality experience. However, it’s important to be aware of the pros and cons before booking to ensure it’s the right choice for you.

Costco Travel: Is it Worth it?

If you’re a frequent traveler who likes to explore hidden gems around the world, you may not find what you’re looking for on the Costco Travel website.

The options available are pretty much your go-to, straightforward, super touristy destinations. Additionally, options cannot be personalized, as everything is pre-packaged within the Costco Travel experience to keep rates competitive and low.

It’s important to keep in mind that your membership is required to even browse the Costco Travel website.

The packages offered are catered towards and benefit families, so if you’re a solo traveler or traveling with singles, this service may not be the best fit for your needs.

Pros and Cons of Using Costco Travel

  • Pros: Competitive prices, all-in-one booking, exclusive to Costco members, and good service for family travelers
  • Cons: No price match guarantee, limited options, packages cannot be personalized, and dealing with a real person during business hours only

Overall, my experience with Costco Travel was positive, and I would give it an A- or B+. However, if you’re accumulating points with a certain airline or hotel, or prefer to book your flights and hotels a certain way, Costco Travel may not be for you.

If you’re interested in saving money and are a Costco member, it’s worth considering Costco Travel for your next family vacation.

Membership Options at Costco Travel

Costco offers two membership options, Gold Star and Executive. If you’re unsure which membership is right for you and if upgrading to the coveted Executive membership is worth it, we will provide a comprehensive analysis of the differences between the two options.


Gold Star Membership:

The Gold Star Membership is the basic membership option offered by Costco.

It provides access to all Costco locations worldwide, both physical stores and online at Gold Star members can take advantage of the various products, services, and discounts available at Costco.

This membership option is suitable for individuals or households who want to enjoy the benefits of shopping at Costco without any additional perks or benefits.

Executive Membership:

The Executive Membership is a premium tier offered by Costco.

In addition to the benefits provided by the Gold Star Membership, Executive members enjoy exclusive advantages and rewards.

These include access to additional services and enhanced benefits that are not available to Gold Star members.

While the Executive Membership comes with a higher annual fee, it also offers unique privileges and opportunities for those who are regular shoppers at Costco or have specific needs that can be met through the additional benefits.

In points we can say that

  1. Costco offers two membership options: Gold Star and Executive.
  2. Both memberships provide access to Costco locations worldwide,, Costco Travel, Costco gasoline, and an additional household card.
  3. The Gold Star membership costs $60, while the Executive membership costs $120.
  4. The main benefit of the Executive membership is the two percent cash back at the end of the year.
  5. To make the Executive membership worth it, you need to spend at least $3,000 annually, as the cash back should cover the $60 price difference. Spending more than $6,000 makes it cheaper than the Gold Star membership.

Difference between Gold Star and Executive Membership

Membership FeaturesGold Star MembershipExecutive Membership
Access to Costco Locations WorldwideYesYes
Shopping at Costco.comYesYes
Costco TravelYesYes
Costco GasolineYesYes
Additional Household CardYesYes
Two Percent Cash BackNoYes
Price$60 annually$120 annually
Exclusive BenefitsNoneAdditional benefits (specifics may vary)

Is the Executive Membership Worth It?

The Main Benefit: Two Percent Cash Back

The Executive Membership’s main benefit is the two percent cash back that members receive at the end of the year.

Unlike the Gold Star Membership, which does not offer any cash back, Executive members have the opportunity to earn a percentage of their purchases back as a reward.

This cash back feature can be a significant factor in determining whether the Executive Membership is worth the higher annual fee.

Breaking Even: How Much You Need to Spend

To determine if the Executive Membership is worth the additional cost, it is crucial to calculate how much you need to spend to break even.

Since the Executive Membership fee is $60 more than the Gold Star Membership, you should aim to earn at least $60 in cash back to cover the price difference.

By reaching this break-even point, you essentially negate the extra cost and start benefiting from the additional perks of the Executive Membership.

Analyzing the Break-Even Point

The break-even point for the Executive Membership can be calculated by dividing the annual fee difference ($60) by the two percent cash back rate.

This means that you need to spend at least $3,000 annually to earn $60 in cash back and cover the additional cost of the Executive Membership.

Spending Analysis: Personal Example

Analyzing your own spending habits is crucial in determining whether the Executive Membership is worth it for you. By reviewing your past Costco purchases, you can estimate how much you typically spend in a year.

This information helps you assess if you meet or exceed the break-even point of $3,000. For example, if your annual spending at Costco exceeds $3,000, upgrading to the Executive Membership would make financial sense as you would earn more cash back than the extra fee.

Ineligible Purchases: What Doesn’t Count Towards Cash Back

It’s important to note that not all purchases made at Costco are eligible for the two percent cash back reward. Costco designates certain items or services as ineligible for cash back.

These may include purchases such as tobacco, fuel, lottery tickets, gift cards, and certain memberships.

It’s essential to review Costco’s guidelines or inquire with customer service to understand which purchases qualify for cash back and which ones do not.

Costco Travel trips come with perks

When it comes to Executive Members, the perks are truly delightful. By booking the trip, the primary cardholder is entitled to an array of benefits including food and beverage credits, spa credits, room upgrades, and more.

For Fairbanks, using Costco Travel is a favorite choice due to the fantastic extras included in their vacation packages.

Fairbanks enthusiastically shares her experiences, stating, “You won’t believe what they offer! Along with the amazing trips we’ve taken, we received a generous $250 Costco Rebate Card.

On top of that, for each room, we enjoyed spa credits ranging from $100 to $200. During our memorable Jamaica trip, not only did we receive spa credits per room, but we also received an additional $200 to spend on local activities!”

The perks didn’t end there for Fairbanks and her family. Their Jamaica adventure even granted them access to a VIP departure experience at the airport, allowing them to breeze through customs with ease.

When Fairbanks considers the value of all the extras her family of five received, she estimates that she saved the entire cost of one person’s trip.

With Costco Travel, you can truly enjoy a luxurious vacation while taking advantage of these incredible benefits.

What is the Advantage of Costco Travel? Booking Through Costco Travel

  • Costco Travel offers bundle savings and benefits outside of the physical Costco warehouse.
  • It provides great deals on rental cars, hotels, airfare, and vacation packages, with discounts ranging from 25% to almost 50% for Costco members.
  • Both members and non-members can access Costco Travel for inspiration and unique travel options.
  • Costco Travel offers an online booking platform as well as a dedicated travel agent service to assist with bookings and ensure a seamless trip.
  • The service also provides support in case of any issues encountered during the trip.


In conclusion, Costco Travel can be a great choice for individuals and families looking for affordable and well-planned vacations.

By weighing the pros and cons, you can determine if Costco Travel is the right fit for your travel plans.

Remember to consider factors such as the destinations offered, package customization options, and any existing memberships or rewards programs you may have.

Whether you decide to use Costco Travel or explore other travel options, it’s always a good idea to do your research, compare prices, and read reviews to ensure you make an informed decision that aligns with your travel goals and preferences.

If you’re interested in accessing Costco Travel or learning more about their services, you can visit their official website or speak with a representative for further assistance


Can non-members use Costco Travel?

No, Costco Travel is exclusively available to Costco members.

What are the pros of using Costco Travel?

Exclusive savings and discounts, quality accommodations, all-inclusive packages, personalized service, and included travel protection.

What are the cons of using Costco Travel?

Limited vacation package options and potential contingencies with travel protection.

Is the Executive Membership worth it for Costco Travel?

It depends on your spending habits and whether you can reach the break-even point to cover the additional cost.

What types of travel bookings can be made through Costco Travel?

Costco Travel offers vacation packages, cruises, and rental cars at discounted prices.


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