Bank of Baroda Home Loan Interest Rates 2022

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In this article you will get to know about Bank of Baroda Home loan interest rates 2022. Bank of Baroda, one of India’s leading public sector bank with market capitalisation of INR 851.21 billion and Share price of 164.60 INR (as on 15/11/2022), today announced that it will reduce its home loan interest rates by 25 basis points (bps) to 8.25% per annum from 2022 for a limited period i.e. up to 31st December 2022. This rate of interest is one of the lowest, affordable and most competitive home loan interest rates in the banking & finance industry. This special offer for Home loan customers is available until December 31, 2022. The bank is also offering NIL processing fee on its home loan products. Here is the Bank of Baroda Home Loan Interest Rates 2022 as on 15/11/2022.

Loan ProductEffective Rate of Interest
Baroda Home LoanFrom 8.50% to 9.85%
Baroda Home Loan Advantage
– Up to Rs. 75 lakhs
– Above Rs. 75 lakhs

From 8.50% to 9.85%
From 8.75% to 10.10%
Baroda Home Loan Takeover SchemeUp to 8.50% w.e.f. 12.11.2022
Baroda Pre-Approved Home LoanUp to 8.50% w.e.f. 12.11.2022
Baroda Top Up LoanFrom 9.35% to 11.20%
Baroda Home Suvidha Personal LoanContact Branch
Bank of Baroda Home Loan Interest Rates 2022 | Please contact Branch to re-confirm the Latest rates

The new rate starts at 8.25% per annum. It is available to borrowers who are applying for a fresh home loan as well as on balance transfers (Home loan take over from other banks to Bank of Baroda). This particular rate is on i.e. RLLR. RLLR offers more transparency. Your EMIs will go less as repo rates decline, and you could be able to save more money on interest in the case of RLLR.

“In a situation where interest rates are on the rise, we are glad to cut our home loan interest rates and provide a unique, limited-time home loan interest rate of 8.25%, making it more reasonable for home purchasers to acquire a property,” stated Bank of Baroda.

The bank officials further said, “We have witnessed a strong growth in home loan disbursements this year owing to strong demand across cities and consumer confidence boosting home sales.” Such attractive offers on home loans will further boost the market as people can take advantage of this offer and fulfil their dream of owning a dream home.

Bank of Baroda Home loan Interest Rates 2022

Key Features of Bank of Baroda Home Loan

  • Interest rates starting at 8.25%* p.a. for a limited period
  • Zero Processing Fee
  • Avail home loan with minimum documentation
  • Flexible tenor up to 360 months
  • No Prepayment / Partial Payment Fee
  • Door step service at major centers
  • Get a Digital Home Loan with quick approval in just a few steps

To apply for a Bank of Baroda home loan, applicants can visit any Bank of Baroda branch across India. Customers can also apply online.

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